Bellingham FHA Mortgages

FHA Mortgages (Federal Housing Administration) were created to help more American’s qualify for home ownership and is an excellent mortgage loan program. Hometown Lending has several lenders that specialize in FHA loans.  We are able to provide the best rates and terms, as well as offer the quickest turnaround times on FHA mortgage loan program.

FHA Mortgage Loan Program Highlights:

  • Down payment as low as 3.5%
  • Minimum FICO (credit) score as low as 620
  • Easier qualifications for debt ratio and job requirements

Partial List of Eligibility Guidelines for FHA Mortgage Loans:

  • You must occupy or intend to occupy the property as your home
  • You must have enough income to meet the new mortgage payments on the loan, cover the costs of owning a home, take care of other obligations and expenses, and still have enough income left over for family support

You can find out more information at the official FHA Mortgage website, the FHA Resource Center or contact Hometown Lending and one of our experienced mortgage loan professionals will help you find the best mortgage for your situation or you can simply complete our mortgage quick quote form or our secure online mortgage application.