Residential Mortgage Checklist

Residential Mortgage Applications

Below is the standard information you will need to provide in addition to your mortgage application. You can also download a printable checklist in the downloads section of our website.

Income Information

  • Copy of Your Most Recent Paystub (all borrowers)
  • Personal Tax Returns – Most Recent 2 Years
  • W-2 Forms – Most Recent Two Years
  • Business Tax Returns – Most Recent 2 Years (only required if ownership is 25% or more)

Asset Information

  • Bank Statements – Most Recent 2 Months – All Accounts
  • Investment Account Statements – Most Recent – All Accounts
  • Retirement Account Statements – Most Recent – All Accounts

Additional Information

  • Homeowners Insurance Information – Company Name, Agent Name & Contact Information
  • Mortgage Statement – Most Recent (if refinance)
  • Purchase and Sale Agreement (if purchase)