Looking for a Mortgage in Bellingham?

Call me for great rates and local service!

Serving All of Whatcom County including Bellingham, Ferndale, Lynden and Blaine

Bill Havland | Bellingham Mortgage Broker

  • About MeHello, I’m Bill Havland (MLO-107088). I began my career as a banker in 1993.  I have worked for several banks, both large and small.  My 20+ year financial background includes mortgages and commercial lending.
  • Neighborhood MortgageBellinghamMortgage.com is a Division of Neighborhood Mortgage, a leading local mortgage lender with a highly experienced staff operating in Bellingham and serving all of Washington State.
  • Mortgage QuotesQuick and free online mortgage quotes for most loan types. It’s fast, accurate and easy! If you have any questions, please don’t hesitate to contact me directly and I’d be happy to discuss your specific situation.
  • Mortgage Products I offer most mortgage products including conventional loans, FHA, VA, USDA, Construction, Commercial Mortgages and more! Please don’t hesitate to contact me for any mortgage questions you might have.

Need a Quick Mortgage Quote for a Purchase or Refinance in Bellingham or Whatcom County?

If you are looking for a residential mortgage (Conventional, FHA, VA, USDA, and more!) or home loan to purchase or refinance your home or other real estate, just complete our Mortgage Quick Rate Quote form (only takes minutes!) and I will get back to you with an accurate mortgage quote right away!

Purchasing a Home?

Selecting the right home mortgage allows you to get the home you want with a payment that fits your budget. Even first time home buyers have many options when it is time to purchase their first home.

I can help you choose the right mortgage, price range, and even direct you to a local real estate agent to help you with your purchase.

Need to Refinance?

Refinancing your home loan allows you to replace your existing home mortgage with a new home loan that can have better rates and terms! The opportunity to get cash back from the equity you have built in your home.

Using the equity in your home can help you improve your overall financial health, consolidate debt, and save money!

Commercial Mortgages Too!

In addition to residential mortgage loans for home purchases or mortgage refinancing, I also have access to a wide variety of commercial lending sources and commercial mortgages and commercial loans of all types.

If you have a commercial mortgage need, please visit my commercial mortgage site, Hyak Financial.

“Bill was able to get us a great fixed rate on the mortgage refinance of investment property that was on a soon-to-increase variable rate.  The process was fast and absolutely painless.  We highly recommend Bill!”Jim and Pat

“Bill’s was able to get us better rates and terms then our bank of 20 years and he made the process very easy!Joan and Dianne, Bellingham

“We search online when we were ready to refinance our mortgage and found Bill.  He was very professional and the rates and terms he found for our refinance were excellent!”Carl  and Jody